Tag Archives: securities

Investing isn’t about hitting home runs but staying out of trouble

MESA, AZ - OCTOBER 18: Ryan Lavarnway, a top prospect for the Boston Red Sox, hits for the Peoria Javelinas in an Arizona Fall League game Oct. 18, 2010 at HoHoKam Stadium. Lavarnway went 1-for-4.People are often surprised when we say that successful investing does not mean you have to “beat the market.” Instead, successful investing is simply that which allows you to meet your financial goals.

Trying to hit “home runs” by picking hot stocks before they jump or timing market swings are activities more aligned with speculating than investing and may actually decrease your chances of meeting your goals. Ultimately, success is less about swinging for the fences and more about staying out of trouble.

Unfortunately, trouble can manifest itself in many ways. The most common troubles that can trip investors up are:

High and hidden fees

Canadian mutual funds have among the highest fees in the world – high fees detract from investment performance and over a long period of time can significantly erode your savings nest egg.

Lack of diversification

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Examining some uncomfortable truths about ETFs: Ottawa 2016

Yves-Rebetez-Pic(1)
Yves Rebetez, ETF Insight

By Yves Rebetez, ETF Insight

Special to the Financial Independence Hub

An uncomfortable truth … and the reason to examine Regulation; Technology Disruption; and Convergence – the topic of ETFinsight’s upcoming Mar 3+4 Ottawa event.

In the movie The Big Short, Steve Carrell’s character, Mark Baum, is a hedge fund specialist coming at the world with a cynical take: “Let me understand how I am being screwed,” can’t believe what he hears and sees… The fact is … conducting some out-of-the-box and on-the-ground due diligence that will guide whether he bets against US Housing … that things are way worse than he ever fathomed, and unbelievably so, everyone seems to be in on it.

Perhaps on a more serious note – while not suggesting the Great Recession we are still struggling to fully recover from wasn’t , despite several scenes in the movie easily drawing out cynical laughter … I recently attended a presentation at the Ontario Securities Commission, speaking to the topic of Advisor Compensation & Investor Outcomes, as well as Mutual Fund Fees, Flows, and performance. Continue Reading…