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Enhancements to the CPP are always being suggested, largely to address the fact that fewer Canadians now have workplace pensions. The latest deal made by provincial Finance Ministers in June 2016 will boost CPP income from one quarter of pensionable earnings to one-third. The change will phase in slowly from 2019 to 2025 (when the pensionable earnings target will be $82,700), so it will be a while for these changes to be felt by future retirees.
Related: Canada Pension Plan expansion and why it matters
Of more pressing concern to current retirees, and not addressed – or even on the radar – is the issue of CPP survivor benefits.
As noted in this Globe and Mail article, if you find yourself widowed, you may not get the survivor benefit that you expected.
CPP Survivor Benefits calculation
