Terms of Use


By using this website, (the “Website”), known as The Financial Independence Hub (“the Hub”), owned by J. Chevreau Enterprises Inc., you agree you are a User and agree to be bound by these terms and conditions. JCE may change these terms and conditions by posting such changes on the Website, which take effect immediately. Your use of and continued use of the Website constitutes your acceptance of such terms and conditions, as amended. All use of the Website shall be consistent with the laws of Canada, including with respect to harassment and discrimination under the Human Rights Code.


JCE provides the Website, and the information, documents, opinions, links, and other material available on the Website (collectively “Content) on an “AS IS” basis. JCE disclaims all warranties, expressed or implied, including any warranties as to the availability, reliability or accuracy of Content. JCE does not warrant that the Content is complete, accurate or current, that the functions contained in the Website or the Content will be uninterrupted or error free, or that the Website is free of harmful elements such as viruses. No endorsement of any third-party products, services or information is expressed or implied by any Content.
Information, material, and content on or available via the Website (“Content”) is for informational purposes only and is not intended to provide financial, legal, accounting, tax, or other professional advice whatsoever. In no event may J. Chevreau Enterprises Inc., or any of its directors, officers, employees, or other persons for whom it may be responsible in law, be liable in any manner for direct, indirect, special, consequential or punitive or other damages, however caused, arising out of your use of the Website or its Content howsoever arising, including errors, omissions, or negligence in the provision of the Website or Content. Use of the Website is at your sole risk, and your sole remedy for any alleged defect or dissatisfaction or alleged damage arising out of use of or reliance on the Website or Content is to discontinue use of the Website.


JCE is not an investment firm and does not have any investment professional, lawyer or any other person qualified to give investment advice on staff. JCE offers its readers and subscribers general guidance and assistance based on the aggregated experience of its authors and staff, and does so gratuitously and without liability for loss or damage of any kind for the use or misuse of this information, even if the loss or damage is caused or contributed to by JCE’s own negligence or the negligence of its employees.
JCE and the Hub CANNOT AND DO NOT OFFER INVESTMENT ADVICE. No Content should be construed as investment, tax, legal or other advice. If you are of the opinion that you may have an investment or personal finance problem, you should seek the advice of a qualified professional. Investors should consult their own professional advisor for specific investment advice tailored to their needs.


All Content is protected under Canadian and International law by copyright. Users of this Website may print portions of this Website without alteration or modification for personal use only. Any other use of the Content, including but not limited to modification, publication, transmission, sale, lease, creation of derivative works therefrom, distribution, posting, display, or commercial exploitation of any Content in any manner is strictly prohibited without prior written consent from JCE.


The Website and its Content, are intended for the personal education of readers and subscribers and shall not be used by any other or third party or for any other or improper purpose.
While JCE takes reasonable and professional precautions to keep the Website, Content, and all confidential information secure, all Users are deemed to be knowledgeable about the various means of electronic information and the risks associated with such means.


JCE collects and maintains commercial and personal information, including information provided through electronic means via the Website. Any information provided through the Website or by accessing the Website or its Content is collected in accordance with applicable laws governing privacy.


These terms, as well as any claim arising directly or indirectly from the use of the Website or its Content shall be governed by the laws of Canada as applied in Ontario and the Courts of that Province have exclusive jurisdiction to hear any such claim. If any provision of this Agreement is unenforceable or void, then that provision shall be severed from this Agreement and shall not affect the validity and enforceability of the remaining provisions, which shall be interpreted mutatis mutandis in order to give them their full force and effect.