New 2nd edition of US version of Findependence Day now available; plus an Interview with Myself

Happy Canada Day!

Just in time for America’s Independence Day, I’m happy to announce that a new updated 2021 edition of Findependence Day is now available in the US market. Published by Best Books Media in New York, you can buy the paperback version of the book here through

Or you can buy the new paperback for US$15.99 or Nook ebook for US$1.99 at Barnes & Noble.

Below is an Interview with Myself, which explains the timing, the differences and other things. If “An Interview with Myself” strikes some as a little bizarre, let me acknowledge that I originally got that idea from British journalist and author Malcolm Muggeridge, who I knew when he was the Writer in Residence at the University of Western Ontario journalism school in 1978-1979.

So without further ado, here’s the Q&A with myself:


Jon Chevreau: So Jon, you already had an American edition out in 2013. Why are you updating it eight years later?

Jon Chevreau: Good question, Jon, it’s mostly a matter of timing and the fact that North America, led by the United States, is just starting to emerge from the Covid pandemic. Suddenly, young people are starting to have hope again about their futures, including their financial futures. And, Findependence Day is a novel geared to younger adults, millennials, people just starting out on their life’s journey.

JC-Q: I see. I know Canada is a bit behind the USA in its vaccination program and economic recovery, but why a new US edition and not a new Canadian edition?

JC-A: True but the fact is that while the original Canadian edition has sold well and continues to sell in Canada, the original print run was such that there are still enough copies left that it doesn’t make much sense to make the old version obsolete. And besides, the content in the Canadian edition is still current.

As you know, Jon, the first edition from 2008 was actually written as a North American edition and attempted to include both Canadian and American content. But you decided a few years ago that the US market — which after all is ten times as large — needed its own edition with no reference at all to Canada or to Canadian financial content.

JC-Q: How do the different editions differ?

JC-A: Well, both the 2013 Trafford U.S. edition and the updated 2021 Best Books US edition are what I wanted the original edition to be. The cover concept was always the one you see above: it’s just that when Power Publishers published the first edition, the design team there went with the cover concept of the red balloon in the blue sky.

JC-Q: But you really wanted the image of a calendar set in the future, circling July 4th as the Findependence Day selected by one of your main characters?

JC-A: Correct. The 2013 and 2021 covers are quite similar although Best Books slightly reworked it and we changed the futuristic date from 2027 to 2036.

JC-Q: So the protagonist, Jamie, still has 15 years to achieve his dream of Financial Independence while he’s still young enough to enjoy it?

JC-A: Quite right, Jon.

JC-Q: Any other big differences?

JC-A: Well, the other thing the two US edition incorporated was something some people suggested I include in the original Canadian edition but chose not to at the time. That’s the chapter summary at the end of each chapter of the key lessons that Jamie and his wife Sheena learned. The new 2021 edition retains that feature and updates some of the financial info.

JC-Q: How do you categorize Findependence Day? Is it non-fiction or is it fiction?

JC-A: I wish you hadn’t asked that one, Jon because that’s a tough one to answer. In truth, it’s a hybrid of fiction and non-fiction, which I realize is a bit unusual.

JC-Q: So which is it, if you put a gun to our head?

JC-A: First, I’d say please remove the gun. Second, I’d say it’s primarily a novel but a financial novel.

JC-Q: Like David Chilton’s The Wealthy Barber and its many imitators?

JC-A: Sure, David Chilton established this genre way back in 1989 and no one has sold more copies than him in that niche. Incidentally, David has told us he “believes” in Findependence Day and that it is “excellent.” You can find that among the many laudatory testimonials the book has gathered over the years.

JC-Q: So why the hybrid and how does Findependence Day differ from all those other Wealthy Barber knockoffs?

JC-A: Well, most of the imitators tend to be what I call “information dumps” — the focus tends to be on the financial information and the stories around them tend to be a bit thin when it comes to characterization, plot etc.

JC-Q: And Findependence Day isn’t?

JC-A: We tried to bring traditional novel-writing structure and techniques into the book so that the young people who are its target audience would first be entertained and drawn in sufficiently that they’d want to see what happened to Jamie and Sheena. Yes, we sprinkle in the financial info as the plot proceeds but not at the expense of Story. So the minute any financial dump starts to sound contrived and unlikely to occur in real life, we cut it short and returned to the story.

That’s another reason for the end-of-chapter summaries and incidentally the reason we also created two Amazon ebooks that summarize the plot and reprise the end-of-chapter summaries. They cost just $2.99: they’re called A Novel Approach to Financial Independence. (one for Canada, the other for the US)

JC-Q. In short, we tried to write a “real novel.”

JC-A. We did try and many reviewers seemed to think we pulled it off. One financial planner, Diane McCurdy, said Findependence Day is “the closest you’ll come to a great beach book that helps you make enough money to retire!”

JC-Q: How is it a beach read?

JC-A: Well, you have to understand that — as Ernest Hemingway said in The Sun Also Rises — most journalists are closet novelists. I was no different through my four decades in financial journalism. I read many books on novel-writing and even took one to completion though judged it not ready for prime time. So Findependence Day was my second attempt. The main technique it attempted to incorporate that I think is lacking in other financial novels was the structure of repeated mini-goals and set backs. What keeps readers reading traditional suspense novels, for example, is that characters play off each other in small episodes, and they set goals, then face conflicts and setbacks. The reader hangs around to see if and how the protagonist can overcome the setback.

JC-Q: So there are setbacks in Findependence Day?

JC-A: Tons of them: every chapter in fact. As the protagonist, Jamie — think of him as a young American millennial when the story begins — has the overarching long-term goal of becoming financially independent, literally by July 4, 2036, on his birthday.

JC-Q: Which conveniently falls on Independence Day.

JC-A: Sometimes you get lucky!

JC-Q: I can see how combining that with a financial dump might be a challenge.

JC-A: It is, which is perhaps one reason we haven’t yet attempted a sequel to Findependence Day, although we did once scope out how that might go. If this second US edition creates sufficient demand for such a thing, it’s certainly something we would enjoy taking on.

JC-Q: Give us a few examples of the setbacks Jamie and Sheena face on their journey to Financial Independence.

JC-A: The first mini-goal is set up during the financial reality TV show that starts the action: the couple meet a financial planner they think could really help them achieve their ambitious goals but Theo, as he is called, declines to help them until Sheena kicks her bad habit of spending too much on credit cards. As the reality TV host, Didi, puts it “You can’t climb the tower of wealth while you’re still mired in the basement of Debt.”

JC-Q:  And later in the book?

JC-A: Well, the couple confront the same challenges that most young couples face in their financial journeys; everything from buying a house to childbirth to job loss and the threat of divorce. Every one of these life events has significant financial implications.

JC-Q. So is there a happy ending?

JC-A. Jon, you know I don’t want to spoil things for readers. There’s only one way to find out!

The original Canadian (North American) edition of the book is still available directly from the author here at this website ( 

The first US edition was published by in 2013 and is still available there or at However, the new 2021 version from Best Books Media has been updated to reflect some changes in US content.





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